TheCarInsuranceGuide.com

Best Car Insurance Companies for young
(<26 years) drivers in 2025

Reviews and ratings on the Car Insurance Companies that are best for young drivers.
Get coverage, premium and discount information from our list of Top Car Insurance companies.

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Best Car Insurance Companies for Young Drivers in

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Ratings Methodology

TheCarInsuranceGuide.com has conducted pricing research on young drivers in the top metropolitan areas with the major insurance carriers. In addition, we've conducted interviews with agents to gather opinions on pricing and offering to young drivers by the major carriers. The comments and ratings of our young driver reviews is the product of this proprietary research. That said, auto insurance pricing can vary greatly and we recommend you get multiple quotes from different highly rated carriers.

Ratings for Young Drivers

Young Driver Ratings Highlights

Progressive

Score for Young Drivers

Progressive

Our insurance agent respondents scored Progressive among the best carriers for young consumers. Given their high marks on claims handling as well as prices, this is a strong choice for any young driver. Definitely get a quote with them if you haven't already.

See car insurance offer from Progressive
Gainsco

Score for Young Drivers

Gainsco

Gainsco could be a good option for young drivers, depending on your driving record as a whole.

See car insurance offer from Gainsco
Bristol West

Score for Young Drivers

Bristol West

As young or new drivers typically struggle in finding good insurance rates and coverage, Bristol West may be one carrier to consider -- they specialize in serving drivers who are regarded as "high risk" in the industry.

See car insurance offer from Bristol West
Dairyland

Score for Young Drivers

Dairyland

Dairyland provides more competitive pricing to young drivers when compared to other carriers, which is a major plus. If you fall into this driver category, definitely get a quote from them.

See car insurance offer from Dairyland
Esurance

Score for Young Drivers

Esurance

Our auto Insurance agent respondents thought Esurance was near the top when it came to young drivers. Esurance provides young drivers with competitively priced options when many other insurance companies won't provide a quote or at least a competitive quote.

See car insurance offer from Esurance
Geico

Score for Young Drivers

Geico

GEICO is definitely worth getting a quote from if you are a young driver. Our Insurance agent respondents rate them as one of the top insurance companies for young drivers and our pricing research confirms this finding.

See car insurance offer from Geico
Lemonade

Score for Young Drivers

Lemonade

Although young drivers usually get stuck with high rates, Lemonade is known for having notably low-cost insurance, making them one of the best options to look into for this driver group.

See car insurance offer from Lemonade
LOOP

Score for Young Drivers

LOOP

Young drivers should definitely check out LOOP, as your age is not a major factor in their pricing model -- with most other carriers, you'll pay higher rates for being a driver under 26.

See car insurance offer from LOOP
Root Insurance

Score for Young Drivers

Root Insurance

Age is a minor factor in Root's calculation of insurance prices -- they will insure younger drivers, so long as they do well on their initial driving behavior assessment.

See car insurance offer from Root Insurance
USAA Auto

Score for Young Drivers

USAA Auto

Given their focus on serving members of the military, who tend to be younger, USAA is a great option for drivers under 26. They offer great coverage at low rates for all age groups.

See car insurance offer from USAA Auto
HiRoad

Score for Young Drivers

HiRoad

Young drivers can get lower rates by choosing HiRoad, and can pay even less depending on how their driving style stacks up.

See car insurance offer from HiRoad
Mile Auto

Score for Young Drivers

Mile Auto

If you are a young driver without access to a car, definitely consider going with Mile Auto -- you will pay significantly lower rates through a pay-per-mile provider so long as you rarely drive.

See car insurance offer from Mile Auto
Elephant

Score for Young Drivers

Elephant

They offer a quick quoting process and fairly competitive rates that could benefit drivers under 26, who might otherwise struggle to get insured.

See car insurance offer from Elephant
Hugo Insurance

Score for Young Drivers

Hugo Insurance

If you're a young driver in college and you don't have a car on campus, Hugo Insurance is a great provider to consider.

See car insurance offer from Hugo Insurance
Safe Auto

Score for Young Drivers

Safe Auto

Young drivers should definitely look into Safe Auto, as they offer great rates to this driver type.

See car insurance offer from Safe Auto
Experian

Score for Young Drivers

Experian

Drivers under 26 may find it easier to get insured by using Experian's free comparison service. They will take your age into account and find the carriers willing to cover you within seconds.

See car insurance offer from Experian
Novo

Score for Young Drivers

Novo

Your age won't affect your rates, so long as your driving history and current driving behavior are both good.

See car insurance offer from Novo
Clearcover

Score for Young Drivers

Clearcover

Clearcover is new and relatively unknown, their ability to write young drivers is as good as any other firm.

See car insurance offer from Clearcover
Clutch Insurance

Score for Young Drivers

Clutch Insurance

Our auto Insurance agent respondents thought Clutch Insurance was very competitive when it came to young drivers. Clutch Insurance provides young drivers with competitively priced options when many other insurance companies won't provide a quote or at least a competitive quote.

See car insurance offer from Clutch Insurance
Compare

Score for Young Drivers

Compare

Many carriers mean more options for consumers, and therefore good options for those that are young.

See car insurance offer from Compare
Direct Auto

Score for Young Drivers

Direct Auto

Young drivers would do well by getting a quote from them, as Direct Auto does a great job of offering this driver group affordable rates.

See car insurance offer from Direct Auto
Doc Auto Insurance

Score for Young Drivers

Doc Auto Insurance

Young drivers can benefit from the discounts and savings Doc Auto will strive to provide.

See car insurance offer from Doc Auto Insurance
Get My Quotes Now

Score for Young Drivers

Get My Quotes Now

Young drivers could benefit from using Get My Quotes Now because they make it easy to find the carriers willing to cover drivers under 26.

See car insurance offer from Get My Quotes Now
Hub - Auto

Score for Young Drivers

Hub - Auto

Young drivers are another group who have historically struggled to get insured. Quote comparisons can make the process much easier, as it provides filtered results.

See car insurance offer from Hub - Auto
InsuredNation

Score for Young Drivers

InsuredNation

Young drivers will find good options among the several offered.

See car insurance offer from InsuredNation
Insurify

Score for Young Drivers

Insurify

Many carriers mean more options for consumers, and therefore good options for those that are young.

See car insurance offer from Insurify
Jerry

Score for Young Drivers

Jerry

Drivers under 25 may find it easier to get affordable insurance by using a comparison service like Jerry's.

See car insurance offer from Jerry
Jupiter

Score for Young Drivers

Jupiter

When it comes to rates for young drivers, Jupiter is one of the better options around. If you are in this driver category, definitely check out their policies.

See car insurance offer from Jupiter
Savvy Car Insurance

Score for Young Drivers

Savvy Car Insurance

Drivers under 26 typically struggle when it comes to shopping for insurance, but Savvy makes it easy to save by comparing your current insurance policy to options with better prices.

See car insurance offer from Savvy Car Insurance
The Zebra

Score for Young Drivers

The Zebra

Many carriers mean more options for consumers, and therefore good options for those that are young.

See car insurance offer from The Zebra
Mercury

Score for Young Drivers

Mercury

If you're under 26, look into Mercury. They tend to offer this driver type competitive rates.

See car insurance offer from Mercury
National Family Assurance

Score for Young Drivers

National Family Assurance

This is a great option for drivers under 26, new drivers, and teen drivers. National Family Assurance takes age into account when recommending carriers to drivers, and each result is selected carefully with this in mind.

See car insurance offer from National Family Assurance
The Rate Chopper

Score for Young Drivers

The Rate Chopper

Having several options allows young drivers to research and choose a policy that serves their needs.

See car insurance offer from The Rate Chopper
21st Century

Score for Young Drivers

21st Century

Though this is not their typical demographic, 21st Century offers discounts for students, which can mean notable savings.

See car insurance offer from 21st Century
AAA Southern California

Score for Young Drivers

AAA Southern California

AAA may not be the best option for drivers 26 and under. While it's worth it to get a quote and see, in general they tend to favor older drivers with long, clean driving records.

See car insurance offer from AAA Southern California
AAA Southern California

Score for Young Drivers

AAA Southern California

AAA may not be the best option for drivers 26 and under. While it's worth it to get a quote and see, in general they tend to favor older drivers with long, clean driving records.

See car insurance offer from AAA Southern California
AARP Auto Insurance from The Hartford

Score for Young Drivers

AARP Auto Insurance from The Hartford

The Hartford insurance is available only to AARP members -- meaning drivers under 50 cannot qualify for a policy with them.

See car insurance offer from AARP Auto Insurance from The Hartford
Agile Rates

Score for Young Drivers

Agile Rates

Many carriers mean more options for consumers, and therefore good options for those that are young.

See car insurance offer from Agile Rates
Allstate

Score for Young Drivers

Allstate

While this is by no means their target demographic, our research indicates that Allstate has surprisingly low rates for young drivers, at least when compared to other premium carriers. If you are under 26, we recommend getting a quote from them and comparing it to the rates offered by a few other carriers.

See car insurance offer from Allstate
Liberty Mutual

Score for Young Drivers

Liberty Mutual

Young drivers may struggle to get a competitive quote from Liberty, but it is possible. If you are interested in their coverage options, try getting a free quote just to see what they have to offer.

See car insurance offer from Liberty Mutual
Plymouth Rock Assurance

Score for Young Drivers

Plymouth Rock Assurance

When it comes to young drivers, Plymouth Rock comes in at the middle. For parents adding their child to an existing policy, new driver discounts can help offset any added expenses. Getting a quote from them is the best way to see how much you can expect to pay.

See car insurance offer from Plymouth Rock Assurance
State Farm

Score for Young Drivers

State Farm

Young drivers have a decent chance of getting a good rate through State Farm.

See car insurance offer from State Farm
Metromile

Score for Young Drivers

Metromile

Metromile heavily favors those consumers who have a proven history of driving, so if you are a young driver without much driving experience, you will likely not find Metromile to be the best choice.

See car insurance offer from Metromile
Travelers

Score for Young Drivers

Travelers

While Travelers is a great company to work with in general, young drivers may not be able to get a competitive rate with them as they are not part of their target customer base.

See car insurance offer from Travelers
Branch Insurance

Score for Young Drivers

Branch Insurance

Young drivers will get the best rates if they take advantage of Branch discounts.

See car insurance offer from Branch Insurance
Infinity

Score for Young Drivers

Infinity

Infinity is very competitive in this category. While many other companies may not even give these drivers a quote, Infinity provides affordable policies with fairly good coverage to young drivers.

See car insurance offer from Infinity
Answer Financial

Score for Young Drivers

Answer Financial

As many carriers will be suggested and their policies will vary, young drivers will find competitive plans that fit their situation.

See car insurance offer from Answer Financial
AutoInsurance.com

Score for Young Drivers

AutoInsurance.com

Drivers under 26 can find low-cost options.

See car insurance offer from AutoInsurance.com
AutoInsurance.org

Score for Young Drivers

AutoInsurance.org

Younger drivers will find a good plan for their needs among the many options suggested.

See car insurance offer from AutoInsurance.org
Bankrate

Score for Young Drivers

Bankrate

If you're under 26, consider using Bankrate to compare top-rated carriers serving younger drivers.

See car insurance offer from Bankrate
Best Auto Insurance

Score for Young Drivers

Best Auto Insurance

Given how many quote options will be made available, young drivers are sure to find at least one that works.

See car insurance offer from Best Auto Insurance
Car Insurance MKT

Score for Young Drivers

Car Insurance MKT

Having many options to choose from will benefit young drivers, as they can expect to find one that fits.

See car insurance offer from Car Insurance MKT
CarInsurance.net

Score for Young Drivers

CarInsurance.net

With several options offered, young drivers can choose one that works for them.

See car insurance offer from CarInsurance.net
Cheaper-Quotes.com

Score for Young Drivers

Cheaper-Quotes.com

Young drivers typically struggle to find insurance, but Cheaper Quotes makes the process easier by aggregating multiple carrier quotes in one place.

See car insurance offer from Cheaper-Quotes.com
Comparisons.org

Score for Young Drivers

Comparisons.org

If you are a driver under 26 and you've been struggling to find insurance due to your age, consider using comparisons.org to compare several quotes in one place easily.

See car insurance offer from Comparisons.org
Everquote

Score for Young Drivers

Everquote

As they provide multiple results, drivers under 26 are likely to find good options through EverQuote.

See car insurance offer from Everquote
FinanceBuzz

Score for Young Drivers

FinanceBuzz

As traditional insurance shopping methods can be difficult and time consuming, young drivers will likely appreciate the convenience FinanceBuzz has to offer.

See car insurance offer from FinanceBuzz
Finder

Score for Young Drivers

Finder

Younger drivers can take advantage of having lots of options, as they can research each one and find one that matches their situation.

See car insurance offer from Finder
Gabi

Score for Young Drivers

Gabi

Young drivers will be able to find multiple provider options using Gabi's platform.

See car insurance offer from Gabi
Insurance Rates for Less

Score for Young Drivers

Insurance Rates for Less

As this site provides more than one carrier option, young drivers can expect reasonable prices.

See car insurance offer from Insurance Rates for Less
InsuranceHoney

Score for Young Drivers

InsuranceHoney

Young drivers can expect to find the right match for their needs among the many options suggested.

See car insurance offer from InsuranceHoney
Insure.com

Score for Young Drivers

Insure.com

Young drivers usually struggle to find fairly priced coverage -- with the assistance of a comparison service such as Insure.com, the insurance shopping process might be made easier for this driver group.

See car insurance offer from Insure.com
National Auto Quotes

Score for Young Drivers

National Auto Quotes

Young drivers are usually charged higher rates for insurance, but National Auto Quotes makes it easier to find adequate coverage at reasonable rates for all driver types.

See car insurance offer from National Auto Quotes
NerdWallet

Score for Young Drivers

NerdWallet

Drivers under 26 may find it easier to shop insurance with the assistance of NerdWallet's carrier and quote comparisons.

See car insurance offer from NerdWallet
Otto Insurance

Score for Young Drivers

Otto Insurance

Drivers under 26 typically struggle to find affordable insurance options. By letting Otto do the comparison work for you, insurance shopping can be a whole lot easier.

See car insurance offer from Otto Insurance
Peklava

Score for Young Drivers

Peklava

If you are under 26 and currently struggling to get insured, consider trying out RateZip's quote comparisons.

See car insurance offer from Peklava
Pretected

Score for Young Drivers

Pretected

With lots of quotes on the table, young drivers can anticipate options that fit.

See car insurance offer from Pretected
Provide Insurance

Score for Young Drivers

Provide Insurance

Young drivers can look through the options offered and choose one that works with their needs.

See car insurance offer from Provide Insurance
Quote By Zip

Score for Young Drivers

Quote By Zip

As many insurance options will be offered, young drivers can find the right plan at a good value.

See car insurance offer from Quote By Zip
QuoteWizard

Score for Young Drivers

QuoteWizard

Young drivers, who may otherwise struggle to find good insurance, may want to give QuoteWizard a try. They make it easy to find insurers that want to work with you.

See car insurance offer from QuoteWizard
SavingsJoy

Score for Young Drivers

SavingsJoy

Young drivers can expect to find the right match for their needs among the many options suggested.

See car insurance offer from SavingsJoy
Smart Financial

Score for Young Drivers

Smart Financial

Young drivers will be able to find a policy that works with their needs.

See car insurance offer from Smart Financial
Spark Auto Insurance

Score for Young Drivers

Spark Auto Insurance

Young drivers can compare multiple providers and find low prices through Spark Auto.

See car insurance offer from Spark Auto Insurance
Squeeze

Score for Young Drivers

Squeeze

Young drivers can definitely benefit from using a comparison service such as Squeeze, particularly if you are unfamiliar with the major carriers and aren't sure where to start when it comes to shopping for coverage.

See car insurance offer from Squeeze
Ultimate Insurance

Score for Young Drivers

Ultimate Insurance

If you're under 26, consider using Ultimate Insurance to find the carriers that have fantastic deals for your age group.

See car insurance offer from Ultimate Insurance
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