TheCarInsuranceGuide.com

Best Car Insurance Companies
for uninsured drivers in 2025

Reviews and ratings on the Car Insurance Companies that are the best choice for uninsured drivers.
Get coverage, premium and discount information from our list of Top Car Insurance companies.

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Best Car Insurance Companies for Uninsured Drivers in

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Ratings Methodology

TheCarInsuranceGuide.com has conducted pricing research on uninsured drivers in the top metropolitan areas with the major insurance carriers. In addition, we've conducted interviews with agents to gather opinions on pricing and offering to uninsured drivers by the major carriers. The comments and rating of our young driver reviews is the product of this proprietary research. That said, auto insurance pricing can vary greatly and we recommend you get multiple quotes from different highly rated carriers.

Ratings for Uninsured Drivers

Uninsured Driver Ratings Highlights

Progressive

Score for Uninsured Drivers

Progressive

While uninsured drivers tend to struggle with finding a policy, Progressive is an exception. They offer affordable coverage options to all drivers, including those who have been uninsured for six months or longer.

See car insurance offer from Progressive
Bristol West

Score for Uninsured Drivers

Bristol West

This is a great choice for uninsured drivers, who may otherwise be unable to find an affordable insurance provider.

See car insurance offer from Bristol West
Dairyland

Score for Uninsured Drivers

Dairyland

Uninsured drivers are a part of Dairyland's target demographic and should definitely get a quote with them. They will likely offer you a great rate you won't find eslewhere.

See car insurance offer from Dairyland
Esurance

Score for Uninsured Drivers

Esurance

Our auto Insurance agent respondents thought Esurance was near the top when it came to uninsured drivers. Esurance provides uninsured drivers with competitively priced options when many other insurance companies won't provide a quote or at least a competitive quote.

See car insurance offer from Esurance
Geico

Score for Uninsured Drivers

Geico

With their strong reputation for inexpensive pricing, GEICO is definitely worth checking out if you are an uninsured driver. Our Insurance agent respondents rate them as one of the top insurance companies for uninsured drivers and our pricing research indicates that they have some of the best prices for the uninsured.

See car insurance offer from Geico
Lemonade

Score for Uninsured Drivers

Lemonade

Uninsured drivers looking for affordable insurance should definitely look into Lemonade. In addition to being known for low premiums, they offer great customer service and convenient claims handling.

See car insurance offer from Lemonade
LOOP

Score for Uninsured Drivers

LOOP

Uninsured drivers who are confident in their safe driving habits can achieve low rates through LOOP due to their telematics system.

See car insurance offer from LOOP
Root Insurance

Score for Uninsured Drivers

Root Insurance

Root focuses on the quality of your driving as the most important factor, so the currently uninsured can find a good price so long as they prove that they drive safely.

See car insurance offer from Root Insurance
Safe Auto

Score for Uninsured Drivers

Safe Auto

Uninsured drivers, who typically pay inflated rates for policies with most insurance companies, can enjoy low prices and great coverage with this carrier.

See car insurance offer from Safe Auto
USAA Auto

Score for Uninsured Drivers

USAA Auto

As uninsured and underinsured drivers are seen as higher risk consumers within the auto insurance industry in general, they will likely see higher prices than other drivers with most carriers, including USAA.

See car insurance offer from USAA Auto
HiRoad

Score for Uninsured Drivers

HiRoad

Uninsured drivers may avoid the higher rates they'd typically face by opting to go with HiRoad -- just make sure to drive safely so you can maximize your savings.

See car insurance offer from HiRoad
Hugo Insurance

Score for Uninsured Drivers

Hugo Insurance

Uninsured drivers should have a fairly easy time getting insured through Hugo. Just don't rack up too many miles with this company.

See car insurance offer from Hugo Insurance
Direct Auto

Score for Uninsured Drivers

Direct Auto

Direct Auto is a top choice for uninsured drivers, as this is actually a driver group they specifically aim to insure. They typically have great rates for this driver category.

See car insurance offer from Direct Auto
Elephant

Score for Uninsured Drivers

Elephant

As uninsured drivers often struggle to get quotes from insurance companies, Elephant could be a good choice for this group simply due to the ease of getting a quote with them.

See car insurance offer from Elephant
Jupiter

Score for Uninsured Drivers

Jupiter

Uninsured drivers, who may be unable to find reasonable insurance otherwise, should look into a policy with Jupiter. They have low rates so you don't have to break the bank.

See car insurance offer from Jupiter
Mercury

Score for Uninsured Drivers

Mercury

Mercury is a particularly good choice for currently uninsured drivers, who may otherwise have trouble finding a reasonable rate.

See car insurance offer from Mercury
Clearcover

Score for Uninsured Drivers

Clearcover

Clearcover will underwrite any type of person.

See car insurance offer from Clearcover
Clutch Insurance

Score for Uninsured Drivers

Clutch Insurance

Our auto Insurance agent respondents thought Clutch Insurance was the top choice when it came to uninsured drivers. Clutch Insurance provides uninsured drivers with competitively priced options when many other insurance companies won't provide a quote or at least a competitive quote.

See car insurance offer from Clutch Insurance
Compare

Score for Uninsured Drivers

Compare

Many carriers mean more options for consumers, and therefore good options for those that are uninsured.

See car insurance offer from Compare
Doc Auto Insurance

Score for Uninsured Drivers

Doc Auto Insurance

This is great option for uninsured drivers who are struggling to find a reputable insurer.

See car insurance offer from Doc Auto Insurance
Experian

Score for Uninsured Drivers

Experian

Uninsured drivers who are struggling to find suitable insurance will benefit from using Experian's service.

See car insurance offer from Experian
Get My Quotes Now

Score for Uninsured Drivers

Get My Quotes Now

As they offer quotes from several carriers at once, this service is a good option for unsinured drivers struggling to find a policy. They're likely to find the providers that are actually willing to insure drivers who are considered higher risk.

See car insurance offer from Get My Quotes Now
Hub - Auto

Score for Uninsured Drivers

Hub - Auto

As insurance has been difficult for uninsured drivers to obtain in the past, products such as VIU by HUB offer a potential solution -- they filter out results in order to find you the best options, every time.

See car insurance offer from Hub - Auto
InsuredNation

Score for Uninsured Drivers

InsuredNation

With multiple carriers available, uninsured drivers can expect to find a suitable policy.

See car insurance offer from InsuredNation
Insurify

Score for Uninsured Drivers

Insurify

Many carriers mean more options for consumers, and therefore good options for those that are uninsured.

See car insurance offer from Insurify
Jerry

Score for Uninsured Drivers

Jerry

if you are currently uninsured, Jerry can simplify the insurance process by recommending relevant carriers to you from the very start. This may be a good way to save on your next policy.

See car insurance offer from Jerry
Mile Auto

Score for Uninsured Drivers

Mile Auto

This is not a particularly good match for uninsured drivers unless you drive infrequently. If you drive fewer than 10,000 miles per year, this might be a good choice.

See car insurance offer from Mile Auto
Savvy Car Insurance

Score for Uninsured Drivers

Savvy Car Insurance

As Savvy's system relies on comparing your current car insurance policy to other available options, it works best if you are insured to begin with.

See car insurance offer from Savvy Car Insurance
The Zebra

Score for Uninsured Drivers

The Zebra

Many carriers mean more options for consumers, and therefore good options for those that are uninsured.

See car insurance offer from The Zebra
AARP Auto Insurance from The Hartford

Score for Uninsured Drivers

AARP Auto Insurance from The Hartford

Nonstandard drivers, including those who are currently uninsured, may have to pay higher rates upon purchasing a policy with The Hartford.

See car insurance offer from AARP Auto Insurance from The Hartford
Novo

Score for Uninsured Drivers

Novo

This is a so-so option for uninsured drivers -- while you may pay slightly higher rates at first due to your insurance history, your driving behavior could earn you lower rates over time.

See car insurance offer from Novo
AAA Southern California

Score for Uninsured Drivers

AAA Southern California

This is not a great match for uninsured drivers, because AAA's target customer is a premium driver with a long driving history.

See car insurance offer from AAA Southern California
AAA Southern California

Score for Uninsured Drivers

AAA Southern California

This is not a great match for uninsured drivers, because AAA's target customer is a premium driver with a long driving history.

See car insurance offer from AAA Southern California
Gainsco

Score for Uninsured Drivers

Gainsco

Gainsco offers coverage for uninsured drivers, but is better suited to those who are currently insured.

See car insurance offer from Gainsco
Infinity

Score for Uninsured Drivers

Infinity

Our auto Insurance agent respondents rank Infinity as the top choice when it comes to uninsured drivers. Infinity offers uninsured drivers competitively priced options when many other insurance companies won't even provide a quote, much less an affordable one.

See car insurance offer from Infinity
National Family Assurance

Score for Uninsured Drivers

National Family Assurance

One of the major benefits of National Family's services is results personalization -- for uninsured or underinsured drivers, this means you can expect to receive carrier options that will work with your insurance history.

See car insurance offer from National Family Assurance
State Farm

Score for Uninsured Drivers

State Farm

Uninsured drivers are better off looking elsewhere for a great deal on car insurance, as State Farm doesn't typically insure this driver type.

See car insurance offer from State Farm
The Rate Chopper

Score for Uninsured Drivers

The Rate Chopper

With lots of choices available, uninsured drivers can weigh their options and find the plan that suits them best.

See car insurance offer from The Rate Chopper
Allstate

Score for Uninsured Drivers

Allstate

As Allstate focuses on customers with clean driving records and proven insurance histories, they are not the best choice for currently uninsured drivers.

See car insurance offer from Allstate
Plymouth Rock Assurance

Score for Uninsured Drivers

Plymouth Rock Assurance

Plymouth Rock is about average in this category. Depending on your driving record, their quotes may be too high, though they do offer new driver discounts which may help with the cost for those who qualify.

See car insurance offer from Plymouth Rock Assurance
Travelers

Score for Uninsured Drivers

Travelers

Uninsured drivers may need to look elsewhere for their next insurance policy, as Travelers does not generally offer low rates to this group.

See car insurance offer from Travelers
21st Century

Score for Uninsured Drivers

21st Century

Uninsured drivers may have trouble getting an inexpensive rate with this company.

See car insurance offer from 21st Century
Agile Rates

Score for Uninsured Drivers

Agile Rates

Many carriers mean more options for consumers, and therefore good options for those that are uninsured.

See car insurance offer from Agile Rates
Branch Insurance

Score for Uninsured Drivers

Branch Insurance

Uninsured drivers will want to use bundling and referral discounts to lower their rates.

See car insurance offer from Branch Insurance
Liberty Mutual

Score for Uninsured Drivers

Liberty Mutual

Uninsured drivers tend to struggle to work with Liberty Mutual, as the carrier typically only serves premium drivers with clean records and a long history of being insured.

See car insurance offer from Liberty Mutual
Answer Financial

Score for Uninsured Drivers

Answer Financial

Those who are uninsured can find good insurance options among those suggested.

See car insurance offer from Answer Financial
AutoInsurance.com

Score for Uninsured Drivers

AutoInsurance.com

Drivers who are currently uninsured can find affordable choices.

See car insurance offer from AutoInsurance.com
AutoInsurance.org

Score for Uninsured Drivers

AutoInsurance.org

Those who are uninsured will benefit from having plenty of options to pick from, as they can definitely find one that works with their needs.

See car insurance offer from AutoInsurance.org
Bankrate

Score for Uninsured Drivers

Bankrate

If you are currently uninsured and searching for a new provider, Bankrate is a great place to start

See car insurance offer from Bankrate
Best Auto Insurance

Score for Uninsured Drivers

Best Auto Insurance

Those who are uninsured will find relevant and affordable quotes among the many offered.

See car insurance offer from Best Auto Insurance
Car Insurance MKT

Score for Uninsured Drivers

Car Insurance MKT

Uninsured drivers can look through the options and find a good match for their needs.

See car insurance offer from Car Insurance MKT
CarInsurance.net

Score for Uninsured Drivers

CarInsurance.net

Those who are uninsured should be able to find a good policy among the many suggested by the site.

See car insurance offer from CarInsurance.net
Cheaper-Quotes.com

Score for Uninsured Drivers

Cheaper-Quotes.com

Uninsured drivers are likely to find affordable options using Cheaper Quotes.

See car insurance offer from Cheaper-Quotes.com
Comparisons.org

Score for Uninsured Drivers

Comparisons.org

With quick and free quote comparisons, this option might work well for uninsured/underinsured drivers in particular, as that driver group may have a difficult time getting insured otherwise.

See car insurance offer from Comparisons.org
Everquote

Score for Uninsured Drivers

Everquote

As EverQuote considers all options available, uninsured or underinsured drivers can expect helpful results.

See car insurance offer from Everquote
FinanceBuzz

Score for Uninsured Drivers

FinanceBuzz

Although uninsured drivers typically struggle to get a new insurance policy, this service makes the process fairly simple by offering several personalized quotes on one site.

See car insurance offer from FinanceBuzz
Finder

Score for Uninsured Drivers

Finder

With many options to choose from, uninsured drivers can find the best one for their needs.

See car insurance offer from Finder
Gabi

Score for Uninsured Drivers

Gabi

Gabi uses your current coverage information to find the best available rates and policies currently available for someone with a situation like yours. Uninsured drivers will definitely find providers open to them.

See car insurance offer from Gabi
Insurance Rates for Less

Score for Uninsured Drivers

Insurance Rates for Less

With several options available, uninsured drivers can find suitable policies and prices.

See car insurance offer from Insurance Rates for Less
InsuranceHoney

Score for Uninsured Drivers

InsuranceHoney

Lots of options means those who are uninsured will be able to choose a quality plan that suits their needs.

See car insurance offer from InsuranceHoney
Insure.com

Score for Uninsured Drivers

Insure.com

Insure.com may be a helpful resource to uninsured drivers, who may otherwise struggle to get coverage.

See car insurance offer from Insure.com
National Auto Quotes

Score for Uninsured Drivers

National Auto Quotes

Drivers with poor insurance history can still save on insurance by using this service to quickly and easily compare the best rates.

See car insurance offer from National Auto Quotes
NerdWallet

Score for Uninsured Drivers

NerdWallet

Uninsured drivers can benefit from NerdWallet's carrier comparisons, as they may be able to quickly direct you to top nonstandard carriers.

See car insurance offer from NerdWallet
Otto Insurance

Score for Uninsured Drivers

Otto Insurance

Drivers who are currently uninsured can still find reasonable rates by using Otto to compare.

See car insurance offer from Otto Insurance
Peklava

Score for Uninsured Drivers

Peklava

Uninsured drivers may appreciate RateZip's rate comparisons, as it simplifies the search for insurance.

See car insurance offer from Peklava
Pretected

Score for Uninsured Drivers

Pretected

Uninsured drivers are sure to find a good policy option among the several offered.

See car insurance offer from Pretected
Provide Insurance

Score for Uninsured Drivers

Provide Insurance

With several quotes offered to each user, uninsured drivers can find good options.

See car insurance offer from Provide Insurance
Quote By Zip

Score for Uninsured Drivers

Quote By Zip

Uninsured drivers will benefit from the many carrier options offered, as they can find the best possible option for themselves.

See car insurance offer from Quote By Zip
QuoteWizard

Score for Uninsured Drivers

QuoteWizard

Drivers who are currently uninsured may find it easier to get insurance with the assistance of QuoteWizard or a similar comparison service.

See car insurance offer from QuoteWizard
SavingsJoy

Score for Uninsured Drivers

SavingsJoy

Lots of options means those who are uninsured will be able to choose a quality plan that suits their needs.

See car insurance offer from SavingsJoy
Smart Financial

Score for Uninsured Drivers

Smart Financial

With plenty of quotes offered to each user, those who are uninsured can antipate finding at least one that matches their needs.

See car insurance offer from Smart Financial
Spark Auto Insurance

Score for Uninsured Drivers

Spark Auto Insurance

With multiple carrier options available, uninsured drivers can find affordable policies.

See car insurance offer from Spark Auto Insurance
Squeeze

Score for Uninsured Drivers

Squeeze

Uninsured drivers may find it easier to get insurance with the assistance of a comparison service such as Squeeze.

See car insurance offer from Squeeze
Ultimate Insurance

Score for Uninsured Drivers

Ultimate Insurance

If you are currently uninsured and searching for a new provider, Ultimate Insurance can help.

See car insurance offer from Ultimate Insurance
Metromile

Score for Uninsured Drivers

Metromile

Metromile usually avoids uninsured drivers or does not offer competitive rates to them, so this group should look elsewhere.

See car insurance offer from Metromile
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