Ratings Methodology
TheCarInsuranceGuide.com has conducted pricing research on uninsured drivers in the top metropolitan areas with the major insurance carriers. In addition, we've conducted interviews with agents to gather opinions on pricing and offering to uninsured drivers by the major carriers. The comments and rating of our young driver reviews is the product of this proprietary research. That said, auto insurance pricing can vary greatly and we recommend you get multiple quotes from different highly rated carriers.
Ratings for Uninsured Drivers
Uninsured Driver Ratings Highlights
Progressive
While uninsured drivers tend to struggle with finding a policy, Progressive is an exception. They offer affordable coverage options to all drivers, including those who have been uninsured for six months or longer.
Bristol West
This is a great choice for uninsured drivers, who may otherwise be unable to find an affordable insurance provider.
Dairyland
Uninsured drivers are a part of Dairyland's target demographic and should definitely get a quote with them. They will likely offer you a great rate you won't find eslewhere.
Esurance
Our auto Insurance agent respondents thought Esurance was near the top when it came to uninsured drivers. Esurance provides uninsured drivers with competitively priced options when many other insurance companies won't provide a quote or at least a competitive quote.
Geico
With their strong reputation for inexpensive pricing, GEICO is definitely worth checking out if you are an uninsured driver. Our Insurance agent respondents rate them as one of the top insurance companies for uninsured drivers and our pricing research indicates that they have some of the best prices for the uninsured.
Lemonade
Uninsured drivers looking for affordable insurance should definitely look into Lemonade. In addition to being known for low premiums, they offer great customer service and convenient claims handling.
LOOP
Uninsured drivers who are confident in their safe driving habits can achieve low rates through LOOP due to their telematics system.
Root Insurance
Root focuses on the quality of your driving as the most important factor, so the currently uninsured can find a good price so long as they prove that they drive safely.
Safe Auto
Uninsured drivers, who typically pay inflated rates for policies with most insurance companies, can enjoy low prices and great coverage with this carrier.
USAA Auto
As uninsured and underinsured drivers are seen as higher risk consumers within the auto insurance industry in general, they will likely see higher prices than other drivers with most carriers, including USAA.
HiRoad
Uninsured drivers may avoid the higher rates they'd typically face by opting to go with HiRoad -- just make sure to drive safely so you can maximize your savings.
Hugo Insurance
Uninsured drivers should have a fairly easy time getting insured through Hugo. Just don't rack up too many miles with this company.
Direct Auto
Direct Auto is a top choice for uninsured drivers, as this is actually a driver group they specifically aim to insure. They typically have great rates for this driver category.
Elephant
As uninsured drivers often struggle to get quotes from insurance companies, Elephant could be a good choice for this group simply due to the ease of getting a quote with them.
Jupiter
Uninsured drivers, who may be unable to find reasonable insurance otherwise, should look into a policy with Jupiter. They have low rates so you don't have to break the bank.
Mercury
Mercury is a particularly good choice for currently uninsured drivers, who may otherwise have trouble finding a reasonable rate.
Clutch Insurance
Our auto Insurance agent respondents thought Clutch Insurance was the top choice when it came to uninsured drivers. Clutch Insurance provides uninsured drivers with competitively priced options when many other insurance companies won't provide a quote or at least a competitive quote.
Compare
Many carriers mean more options for consumers, and therefore good options for those that are uninsured.
Doc Auto Insurance
This is great option for uninsured drivers who are struggling to find a reputable insurer.
Experian
Uninsured drivers who are struggling to find suitable insurance will benefit from using Experian's service.
Get My Quotes Now
As they offer quotes from several carriers at once, this service is a good option for unsinured drivers struggling to find a policy. They're likely to find the providers that are actually willing to insure drivers who are considered higher risk.
Hub - Auto
As insurance has been difficult for uninsured drivers to obtain in the past, products such as VIU by HUB offer a potential solution -- they filter out results in order to find you the best options, every time.
InsuredNation
With multiple carriers available, uninsured drivers can expect to find a suitable policy.
Insurify
Many carriers mean more options for consumers, and therefore good options for those that are uninsured.
Jerry
if you are currently uninsured, Jerry can simplify the insurance process by recommending relevant carriers to you from the very start. This may be a good way to save on your next policy.
Mile Auto
This is not a particularly good match for uninsured drivers unless you drive infrequently. If you drive fewer than 10,000 miles per year, this might be a good choice.
Savvy Car Insurance
As Savvy's system relies on comparing your current car insurance policy to other available options, it works best if you are insured to begin with.
The Zebra
Many carriers mean more options for consumers, and therefore good options for those that are uninsured.
AARP Auto Insurance from The Hartford
Nonstandard drivers, including those who are currently uninsured, may have to pay higher rates upon purchasing a policy with The Hartford.
Novo
This is a so-so option for uninsured drivers -- while you may pay slightly higher rates at first due to your insurance history, your driving behavior could earn you lower rates over time.
AAA Southern California
This is not a great match for uninsured drivers, because AAA's target customer is a premium driver with a long driving history.
AAA Southern California
This is not a great match for uninsured drivers, because AAA's target customer is a premium driver with a long driving history.
Gainsco
Gainsco offers coverage for uninsured drivers, but is better suited to those who are currently insured.
Infinity
Our auto Insurance agent respondents rank Infinity as the top choice when it comes to uninsured drivers. Infinity offers uninsured drivers competitively priced options when many other insurance companies won't even provide a quote, much less an affordable one.
National Family Assurance
One of the major benefits of National Family's services is results personalization -- for uninsured or underinsured drivers, this means you can expect to receive carrier options that will work with your insurance history.
State Farm
Uninsured drivers are better off looking elsewhere for a great deal on car insurance, as State Farm doesn't typically insure this driver type.
The Rate Chopper
With lots of choices available, uninsured drivers can weigh their options and find the plan that suits them best.
Allstate
As Allstate focuses on customers with clean driving records and proven insurance histories, they are not the best choice for currently uninsured drivers.
Plymouth Rock Assurance
Plymouth Rock is about average in this category. Depending on your driving record, their quotes may be too high, though they do offer new driver discounts which may help with the cost for those who qualify.
Travelers
Uninsured drivers may need to look elsewhere for their next insurance policy, as Travelers does not generally offer low rates to this group.
21st Century
Uninsured drivers may have trouble getting an inexpensive rate with this company.
Agile Rates
Many carriers mean more options for consumers, and therefore good options for those that are uninsured.
Branch Insurance
Uninsured drivers will want to use bundling and referral discounts to lower their rates.
Liberty Mutual
Uninsured drivers tend to struggle to work with Liberty Mutual, as the carrier typically only serves premium drivers with clean records and a long history of being insured.
Answer Financial
Those who are uninsured can find good insurance options among those suggested.
AutoInsurance.com
Drivers who are currently uninsured can find affordable choices.
AutoInsurance.org
Those who are uninsured will benefit from having plenty of options to pick from, as they can definitely find one that works with their needs.
Bankrate
If you are currently uninsured and searching for a new provider, Bankrate is a great place to start
Best Auto Insurance
Those who are uninsured will find relevant and affordable quotes among the many offered.
Car Insurance MKT
Uninsured drivers can look through the options and find a good match for their needs.
CarInsurance.net
Those who are uninsured should be able to find a good policy among the many suggested by the site.
Cheaper-Quotes.com
Uninsured drivers are likely to find affordable options using Cheaper Quotes.
Comparisons.org
With quick and free quote comparisons, this option might work well for uninsured/underinsured drivers in particular, as that driver group may have a difficult time getting insured otherwise.
Everquote
As EverQuote considers all options available, uninsured or underinsured drivers can expect helpful results.
FinanceBuzz
Although uninsured drivers typically struggle to get a new insurance policy, this service makes the process fairly simple by offering several personalized quotes on one site.
Finder
With many options to choose from, uninsured drivers can find the best one for their needs.
Gabi
Gabi uses your current coverage information to find the best available rates and policies currently available for someone with a situation like yours. Uninsured drivers will definitely find providers open to them.
Insurance Rates for Less
With several options available, uninsured drivers can find suitable policies and prices.
InsuranceHoney
Lots of options means those who are uninsured will be able to choose a quality plan that suits their needs.
Insure.com
Insure.com may be a helpful resource to uninsured drivers, who may otherwise struggle to get coverage.
National Auto Quotes
Drivers with poor insurance history can still save on insurance by using this service to quickly and easily compare the best rates.
NerdWallet
Uninsured drivers can benefit from NerdWallet's carrier comparisons, as they may be able to quickly direct you to top nonstandard carriers.
Otto Insurance
Drivers who are currently uninsured can still find reasonable rates by using Otto to compare.
Peklava
Uninsured drivers may appreciate RateZip's rate comparisons, as it simplifies the search for insurance.
Pretected
Uninsured drivers are sure to find a good policy option among the several offered.
Provide Insurance
With several quotes offered to each user, uninsured drivers can find good options.
Quote By Zip
Uninsured drivers will benefit from the many carrier options offered, as they can find the best possible option for themselves.
QuoteWizard
Drivers who are currently uninsured may find it easier to get insurance with the assistance of QuoteWizard or a similar comparison service.
SavingsJoy
Lots of options means those who are uninsured will be able to choose a quality plan that suits their needs.
Smart Financial
With plenty of quotes offered to each user, those who are uninsured can antipate finding at least one that matches their needs.
Spark Auto Insurance
With multiple carrier options available, uninsured drivers can find affordable policies.
Squeeze
Uninsured drivers may find it easier to get insurance with the assistance of a comparison service such as Squeeze.
Ultimate Insurance
If you are currently uninsured and searching for a new provider, Ultimate Insurance can help.
Metromile
Metromile usually avoids uninsured drivers or does not offer competitive rates to them, so this group should look elsewhere.