Ratings Methodology
TheCarInsuranceGuide.com has conducted pricing research on drivers with accidents/tickets in the top metropolitan areas with the major insurance carriers. In addition, we've conducted interviews with agents to gather opinions on pricing and offerings to drivers with accidents/tickets by the major carriers. The comments and ratings of our drivers with accidents/tickets reviews are the product of this proprietary research.
Ratings for Drivers with Accidents/Tickets
Drivers with Accidents/Tickets Ratings Highlights
Progressive
For consumers with a history of tickets or accidents, Progressive just might be the best choice. Their coverage, customer service, and prices combined make them a great option for drivers who might otherwise struggle to find a reasonable policy.
Bristol West
Bristol West shines here. Whether you are a new driver, a driver with tickets or accidents on record, or a driver with a recent DUI/DWI, this company was built with your needs in mind. Expect quick service and fair rates.
Gainsco
Gainsco offers competitive policies for high-risk drivers, and typically has great rates available. Definitely check them out if this applies to you.
Dairyland
This driver type is Dairyland's main customer base. They cater their coverage options, services, and prices to offer the most bang for your buck to drivers with incidents on record. If this applies to you, absolutely get a quote from them and see where you stand.
Elephant
They rank particularly high when it comes to higher risk drivers. While other carriers might refuse to serve drivers in this category, Elephant's services are actually geared towards this group. If you have accidents, tickets, or incidents such as a DUI on your record, we recommend getting a quote from them to see where you stand.
Safe Auto
drivers with a checkered driving record should absolutely look into Safe Auto, because their business model is specifically geared towards your needs. You'll likely get lower rates with this carrier than you would with most others.
Doc Auto Insurance
Bad drivers, also known as nonstandard drivers, may have a much easier time finding insurance by working through Doc Auto's agency.
Experian
Drivers with a notable record should give Experian a try, as they will simplify the carrier comparison process and make it easier to get a good quote from a top brand.
Hugo Insurance
Hugo Insurance performs average when it comes to drivers with accidents or incidents on record. They tend to offer insurance to most applicants, but if you intend to drive often, this might not be a great option for you anyway.
LOOP
The key to getting a good price through LOOP as a "bad driver" is to change your driving habits now. Drive more safely, and your rate will likely be lowered.
Mercury
While it's not necessarily their target customer base, Mercury is open to insuring customers with a checkered driving record, which can't be said for many of the bigger players in the industry. Though not guaranteed, it's possible they'll offer you a reasonable rate for some quality coverage despite your driving history.
HiRoad
Bad drivers committed to improving their driving habits can benefit from the safe driver discounts offered by HiRoad.
Jerry
Bad drivers, or drivers with accidents or tickets on record, can benefit from Jerry's assistance in finding affordable car insurance from a reputable carrier.
Jupiter
Jupiter stands out as a great provider to drivers in this category. They have fantastic rates and flexible coverage to suit your budget, regardless of your driving history.
AARP Auto Insurance from The Hartford
Though they may still insure you, you can expect higher rates if you have violations on your driving record.
Esurance
If you have a challenged driving record, Esurance may be a great company to work with. Our auto insurance agent survey respondents ranked Esurance near the top for providing a good offering for consumers regarded as driving risks by other insurance companies.
Geico
If you fall into this driver category, definitely consider GEICO. The results from both our auto insurance agent survey and our price profiling research suggest that GEICO is one of the best options for drivers with a history of tickets or accidents.
Hub - Auto
Bad drivers will like utilizing VIU's expert advice and quick quote comparisons, as both help to simplify the insurance process.
Mile Auto
Mile Auto will provide coverage to drivers with a slightly marred record.
National Family Assurance
Even if you have recent accidents, tickets, or DUI incidents on your record, National Family Assurance can work with you to find affordable car insurance.
Novo
As Novo tries to base pricing on driving behavior, they are not a great option for those with a bad driving record.
State Farm
As this is not the target driver type for State Farm, drivers in this category may be better off looking at other carriers if they want a good rate.
The Rate Chopper
Bad drivers can expect to find relevant, high-value options among the many suggested.
AAA Southern California
This is not the best match for drivers with accidents, tickets, or other incidents on record.
AAA Southern California
This is not the best match for drivers with accidents, tickets, or other incidents on record.
Agile Rates
Many carriers mean more options for consumers, and therefore good options for those that are bad drivers.
Compare
Many carriers mean more options for consumers, and therefore good options for those that are bad drivers.
Get My Quotes Now
They provide a curated list of quote options from a variety of carriers, making them a great choice for higher risk drivers who might otherwise struggle to get insured.
Infinity
If you have a challenged driving record, Infinity may be a great company to work with. Our auto insurance agent survey respondents rank Infinity near the top for providing quality policies to consumers regarded as driving risks by other insurance companies.
InsuredNation
Drivers with a bad record will still have good options available to them.
Insurify
Many carriers mean more options for consumers, and therefore good options for those that are bad drivers.
Savvy Car Insurance
Even if you have accidents or tickets on your driving record, Savvy has the potential to help you save -- their service compares your current insurance to options from other providers to get you the best price possible.
The Zebra
Many carriers mean more options for consumers, and therefore good options for those that are bad drivers.
Clutch Insurance
If you have a challenged driving record, Clutch Insurance may be a great company to work with. Our auto insurance agent survey respondents ranked Clutch Insurance near the top for providing a good offering for consumers regarded as driving risks by other insurance companies.
Direct Auto
If you have a challenged driving record, Direct Auto may be a great company to work with. They consistently provide low rates and fairly good coverage to this driver type, which is something that cant't be said about most other carriers.
21st Century
Though it is not their typical customer base, they will offer policies to drivers with some issues on record.
Allstate
Allstate does not stand out when it comes to serving this driver group. While they do write policies for drivers with accidents, tickets, or other issues on their driving records, they may not offer the best pricing in these cases. They primarily serve drivers with clean records.
Lemonade
For drivers with incidents on record, Lemonade can be hit or miss. While they do offer some of the lowest rates around, they don't provide SR-22 support, so drivers in need of that will need to look elsewhere.
Liberty Mutual
Liberty provides excellent service, but you will likely have some challenges getting a competitive quote from them if you have accidents or tickets on record.
Plymouth Rock Assurance
For drivers with accidents or tickets in their recent past, this might not be the best option as they do not offer low prices to high-risk drivers.
Root Insurance
Root does not insure drivers with multiple tickets, accidents, or incidents on record.
Travelers
As Travelers is known as one of the best auto insurers around, we recommend all driver types try to at least get a quote with them. However, as they are not their target customer base, drivers with accidents, tickets, or other incidents on record may not find that Travelers can offer them a competitive quote.
USAA Auto
Drivers with a bad record will pay more than safe drivers do through USAA, but the company does offer certain forgiveness policies that can help keep rates manageable. Getting a quote is the best way to see where you stand.
Answer Financial
Bad drivers can find suitable options among the many offered.
AutoInsurance.com
Drivers with accidents, tickets, or a DUI on record will be able to find affordable options.
AutoInsurance.org
Those with a bad driving record will find having a lot of options helpful in choosing a plan that has good value and meets their needs.
Bankrate
Drivers with notable records typically have a harder time getting insured, which is why comparison services such as Bankrate can come in handy -- they do the research for you.
Best Auto Insurance
With several options on the table, bad drivers can expect to find good options for their situation.
Car Insurance MKT
With lots of choices to look through, bad drivers can find a policy that suits their situation and needs.
CarInsurance.net
As multiple quotes will be offered, bad drivers can pick one that fits their needs.
Cheaper-Quotes.com
It can be difficult to find insurance when you have incidents on your record, but Cheaper Quotes can make the process easier. By allowing users to compare multiple carriers at once, it's more likely that high-risk drivers can find insurance options that fit their budget.
Comparisons.org
As comparisons.org allows users to compare multiple quotes in one spot, they might be a great option for drivers with accidents or tickets on record, who may otherwise struggle to find an insurer.
Everquote
Drivers with a bad record can still find affordable and quality coverage through EverQuote.
FinanceBuzz
Getting car insurance can be especially difficult for drivers with incidents on record because a lot of carriers do not insure this driver subtype. By providing multiple quotes in one place, FinanceBuzz makes finding the right carriers easy, regardless of your driving history.
Finder
Having lots of choices benefits those with a bad driving record, as they can compare each option and ultimately choose the right one for their needs.
Gabi
Bad drivers will find good insurance options using Gabi's system, as they suggest multiple competitive options catered to each customer.
Insurance Rates for Less
Drivers with incidents on their record will be able to get good prices with all of the options Insurance Rates for Less suggests.
InsuranceHoney
Bad drivers will benefit from the many options offered, as they can easily find one that meets their specific needs.
Insure.com
Drivers with a notable history of traffic violations should consider Insure.com, as their service makes it easier for nonstandard drivers to find the carriers willing to offer them coverage at a fair price.
Metromile
Metromile likes consumers with good driving records, so consumers with blemishes on their record are advised to look elsewhere.
National Auto Quotes
Given that National Auto Quotes makes quote comparisons easy, they are a good choice for drivers with bad records, who may otherwise struggle to find affordable insurance.
NerdWallet
If you have a challenged record, you could benefit from using a carrier comparison tool such as NerdWallet.
Otto Insurance
As Otto offers easy quotes, they can be a great option for drivers with bad records who are otherwise struggling to find affordable insurance.
Peklava
Drivings with violations on record may find it easier to search for insurance through a quick quote comparison service such as RateZip.
Pretected
Given that several quotes will be offered, bad drivers can expect to find at least one that will work with their needs.
Provide Insurance
Bad drivers can look through multiple quotes and find the right one for their situation.
Quote By Zip
With many choices at hand, bad drivers can find good options for their needs.
QuoteWizard
Have accidents, tickets, or other incidents on your record? QuoteWizard might be able to help you find insurance at an affordable rate, easily.
SavingsJoy
Bad drivers will benefit from the many options offered, as they can easily find one that meets their specific needs.
Smart Financial
Those with a bad driving record can expect to find a suitable policy among the several offered.
Spark Auto Insurance
Drivers with incidents on record will still be able to find affordable insurance using this site.
Squeeze
Driving with a history of traffic violations may have an easier time finding a suitable insurer by working with a comparison service such as Squeeze to narrow down the search.
Ultimate Insurance
Drivers with notable records have a harder time getting insured, which is why comparison services such as Ultimate Insurance are a particularly great option for this group -- they do the research for you.