The Zebra

The Car Insurance Guide

Overall Personalized Rating: 4.2/5 (Very Good)

Summary

The Zebra is a legitimate comparison service that allows consumers to provide their information on just one site and see options and typically pricing from many different insurance companies.

Key Benefits

Search over 250 insurance providers in seconds for coverage in all states
Can provide competitive pricing from insurance companies you may not have heard of before
Additionally, provides rates from Esurance, Allstate, Nationwide, and more

Ratings Summary

Ratings Highlights

Overall Rating

The Zebra is an online broker that works with many carriers to provide consumers with options. They can often find compelling rates from some of the less well known insurance carriers.

Pricing

In our pricing research, The Zebra often provided rates from some of the less well known brands that were very competitive.

Handling Claims

Claims proficiency will be dependent on the ultimate carrier chosen.

Uninsured Drivers

Many carriers mean more options for consumers, and therefore good options for those that are uninsured.

Young Drivers

Many carriers mean more options for consumers, and therefore good options for those that are young.

Bundling Auto with Other Insurance Types

Many carriers mean more options for consumers, and therefore good options for those that are bundling.

Drivers with Tickets/Accidents

Many carriers mean more options for consumers, and therefore good options for those that are bad drivers.

Premium Driver

Many carriers mean more options for consumers, and therefore good options for those that are premium drivers.

Company Background

Founded in 2012, The Zebra is headquartered in Austin, Texas and has about one hundred employees. Mark Cuban was an early investor in the company after the founder cold emailed him.

The Car Insurance Guide's Reviews Methodology

The Car Insurance Guide uses a proprietary algorithm to evaluate the car insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of driver, bundling, and driver type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the driver. The data comes from research The Car Insurance Guide conducts as an invite-only annual survey and from interviews with car insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Car Insurance Guide's 2025 reviews by third parties without the express written consent of The Car Insurance Guide is strictly prohibited.