AARP Auto Insurance from The Hartford

The Car Insurance Guide

Overall Personalized Rating: 4.4/5 (Very Good)

Overall Personalized Rating: 4.5/5 (Very Good)

Summary

The Hartford is an American insurance company with over 200 years in the field. Both throughout their initial century as a fire insurance company and their current tenure as an auto and home insurance carrier, the company has always worked to protect and provide for their customers. They currently offer auto insurance to AARP members, with fair pricing and customer service as major highlights of what they have to offer.

Key Benefits

Reliable insurance for drivers over 50
Quality customer service and fair pricing
Auto & home bundling available

Ratings Summary

Ratings Highlights

Overall Rating

If you are a driver over 50 looking to bundle auto and home insurance with a reputable carrier, The Hartford might be a good stop. They focus on making it easier for seniors to get insured, and they offer quality customer service to ensure a satisfactory experience for all of their customers.

Pricing

Pricing is somewhat higher than the average with The Hartford. Older drivers can expect to pay higher rates no matter who they purchase insurance through -- one benefit of this company is that senior drivers have a lower chance of being rejected, however.

Handling Claims

Customer satisfaction is relatively high with The Hartford, though some say their claims department leaves something to be desired.

Uninsured Drivers

Nonstandard drivers, including those who are currently uninsured, may have to pay higher rates upon purchasing a policy with The Hartford.

Young Drivers

The Hartford insurance is available only to AARP members -- meaning drivers under 50 cannot qualify for a policy with them.

Bundling Auto with Other Insurance Types

Auto and home insurance can easily be bundled through The Hartford, a move that will likely result in savings. Renters and condo insurance are also options for bundling.

Drivers with Tickets/Accidents

Though they may still insure you, you can expect higher rates if you have violations on your driving record.

Premium Driver

Senior drivers with clean driving records are The Hartford's ideal customers. If you fall under this category, you may want to check out what they have to offer.

Company Background

Beginning in 1810, The Hartford opened in Connecticut as a fire insurance company. With technological advancement, they started their automobile and property insurance program in 1913. As of 1984, the company has become the exclusive home and auto insurance provider for AARP members, a status that continues to today.

The Car Insurance Guide's Reviews Methodology

The Car Insurance Guide uses a proprietary algorithm to evaluate the car insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of driver, bundling, and driver type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the driver. The data comes from research The Car Insurance Guide conducts as an invite-only annual survey and from interviews with car insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Car Insurance Guide's 2024 reviews by third parties without the express written consent of The Car Insurance Guide is strictly prohibited.