State Farm

The Car Insurance Guide

Overall Personalized Rating: 4.2/5 (Very Good)

Overall Personalized Rating: 4.2/5 (Very Good)

Summary

State Farm is the largest auto insurance carrier. Historically, the company has relied on local, community-based insurance agents to sell its products. As a result, its agent network is enormous, with over 19,000 agents located in virtually every town in the country. With personalized service and low prices, they're a household name that is worth taking into consideration.

Key Benefits

  • Largest carrier in the United States, with a huge agent network
  • Very competitive auto & home bundling packages
  • Variety of auto insurance discounts

Ratings Summary

Ratings Highlights

Overall Rating
Our insurance agent survey respondents think State Farm is the best choice for consumers with clean driving records and solid credit backgrounds. Our insurance agent respondents also complimented State Farm on its product offering and its ability to provide a one-stop shop for consumer insurance needs.
Pricing
Though not particularly competitive in this area, State Farm's pricing is average for the market. For consumers interested in an easy, personalized insurance experience, this might be worth the added cost.
Handling Claims
State Farm has a hit-or-miss reputation when it comes to claims handling, as is the case with many insurers. Their ample staff ensures that you won't have to wait long for a response, but of course there are times when they miss the mark.
Uninsured Drivers
Uninsured drivers are better off looking elsewhere for a great deal on car insurance, as State Farm doesn't typically insure this driver type.
Young Drivers
Young drivers have a decent chance of getting a good rate through State Farm.
Bundling Auto with Other Insurance Types
With a wide range of insurance products available, State Farm is one of the best when it comes to bundling -- particularly when it comes to Auto and Home.
Drivers with Tickets/Accidents
As this is not the target driver type for State Farm, drivers in this category may be better off looking at other carriers if they want a good rate.
Premium Driver
State Farm is one of the best choices available to drivers with clean driving histories and great credit scores. If you match this category, we definitely recommend you get a quote from them to see where you stand.

Company Background

Founded in 1922, State Farm has always placed a major emphasis on providing a personalized insurance shopping experience. They have over 65,000 employees and 19,000 agents, ensuring that they're able to offer high-quality customer service. They are headquartered in Bloomington, Illinois.