Spark Auto Insurance

The Car Insurance Guide

Overall Personalized Rating: 4/5 (Very Good)

Summary

Spark Auto Insurance uses its technology to find drivers the best insurance on the market. They ask drivers a few questions on their driving history and then search through policy listings for relevant results. These results are then sent to the drivers directly, so they can choose the best fit for their needs.

Key Benefits

Their quote comparison service yields results relevant to each individual customer
Spark Auto's unique algorithm technology gathers top results within minutes
Viewing several quotes from different carriers makes it likely that drivers will find affordable insurance

Ratings Summary

Ratings Highlights

Overall Rating

Spark Auto Insurance is a quote comparison service that searches through car insurance carrier listings and sends users the most relevant and affordable options.

Pricing

By sending several quotes from different providers to each customer, Spark Auto offers customers a variety of price points, including low-cost options.

Handling Claims

Each carrier handles claims differently.

Uninsured Drivers

With multiple carrier options available, uninsured drivers can find affordable policies.

Young Drivers

Young drivers can compare multiple providers and find low prices through Spark Auto.

Bundling Auto with Other Insurance Types

Bundling availability depends on the carrier.

Drivers with Tickets/Accidents

Drivers with incidents on record will still be able to find affordable insurance using this site.

Premium Driver

Drivers with a good record can get good coverage for low rates using this service.

Company Background

Spark Auto was started with the aim of making the insurance process as simple and affordable as possible, for all drivers. Their technology helps drivers by searching through all insurance options and sending back the most relevant carriers and quotes, all within minutes.

The Car Insurance Guide's Reviews Methodology

The Car Insurance Guide uses a proprietary algorithm to evaluate the car insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of driver, bundling, and driver type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the driver. The data comes from research The Car Insurance Guide conducts as an invite-only annual survey and from interviews with car insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Car Insurance Guide's 2025 reviews by third parties without the express written consent of The Car Insurance Guide is strictly prohibited.