Savvy Car Insurance

The Car Insurance Guide

Overall Personalized Rating: 4.3/5 (Very Good)

Summary

In order to find personalized deals on car insurance, Savvy has drivers upload their current insurance policy and uses that information search through hundreds of other options. In under a minute, drivers are sent a list of providers that may be able to offer better rates than what they're currently paying. Savvy's service is free to use, and they have staff available to provide any assistance necessary.

Key Benefits

Uses your current insurance policy to find you a better deal
Results in just 30 seconds
Free customer assistance available via text, email, and phone

Ratings Summary

Ratings Highlights

Overall Rating

If you're looking to save more in car insurance without the hassle of spending hours calling carrier after carrier, Savvy might have the right service for you. Simply by uploading your current insurance information, their technology searches through hundreds on insurance options to find a better deal for you.

Pricing

Savvy is a free service that makes it a goal to find you lower car insurance rates. Once you upload your current insurance information, they'll search through hundreds of other carriers to find you something more affordable.

Handling Claims

Claims are handled differently by each carrier, so your mileage here will depend on the carrier you go with.

Uninsured Drivers

As Savvy's system relies on comparing your current car insurance policy to other available options, it works best if you are insured to begin with.

Young Drivers

Drivers under 26 typically struggle when it comes to shopping for insurance, but Savvy makes it easy to save by comparing your current insurance policy to options with better prices.

Bundling Auto with Other Insurance Types

Bundling options will change depending on the carrier you choose.

Drivers with Tickets/Accidents

Even if you have accidents or tickets on your driving record, Savvy has the potential to help you save -- their service compares your current insurance to options from other providers to get you the best price possible.

Premium Driver

Drivers with a clean record are likely to save by using Savvy, as their service specifically aims to find users the lowest rates possible.

Company Background

Based in San Francisco, Savvy was formed with a simple goal: make buying car insurance easy. Using Savvy's site to shop insurance allows drivers to find a better price than what they're currently paying in under 30 seconds.

The Car Insurance Guide's Reviews Methodology

The Car Insurance Guide uses a proprietary algorithm to evaluate the car insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of driver, bundling, and driver type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the driver. The data comes from research The Car Insurance Guide conducts as an invite-only annual survey and from interviews with car insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Car Insurance Guide's 2025 reviews by third parties without the express written consent of The Car Insurance Guide is strictly prohibited.