SavingsJoy

The Car Insurance Guide

Overall Personalized Rating: 4/5 (Very Good)

Summary

SavingsJoy uses their own software to connect users with carriers that offer high-value plans at the lowest rates possible. Those interested in a personalized, fast method of choosing an insurance policy should consider this option.

Key Benefits

By offering drivers multiple quotes at once, SavingsJoy makes saving money easy
Their algorithm focuses on personalization so all quotes will be relevant
Their service takes mere minutes to get started

Ratings Summary

Ratings Highlights

Overall Rating

SavingsJoy gathers auto insurance options for drivers and allows insurers to contact drivers directly.

Pricing

As this service compares multiple carriers and brokers, drivers can choose the best possible rates for themselves.

Handling Claims

Claims handling is up the carrier, but drivers can expect to find the right fit from the many options offered.

Uninsured Drivers

Lots of options means those who are uninsured will be able to choose a quality plan that suits their needs.

Young Drivers

Young drivers can expect to find the right match for their needs among the many options suggested.

Bundling Auto with Other Insurance Types

Bundling is dependent on the specific carrier. With lots of options at hand, drivers will be able to find a carrier that checks off all the boxes.

Drivers with Tickets/Accidents

Bad drivers will benefit from the many options offered, as they can easily find one that meets their specific needs.

Premium Driver

With many options to consider, good drivers can choose the best possible plan for their needs.

Company Background

Launched as a division of Ladybug.com in 2020, SavingsJoy aims to use proprietary technology to provide excellent service to both drivers and carriers. Through their platform, drivers can expect to receive relevant offers at good value.

The Car Insurance Guide's Reviews Methodology

The Car Insurance Guide uses a proprietary algorithm to evaluate the car insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of driver, bundling, and driver type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the driver. The data comes from research The Car Insurance Guide conducts as an invite-only annual survey and from interviews with car insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Car Insurance Guide's 2025 reviews by third parties without the express written consent of The Car Insurance Guide is strictly prohibited.