Quote By Zip

The Car Insurance Guide

Overall Personalized Rating: 4/5 (Very Good)

Summary

The focus of QuoteByZip's service is accuracy, as it uses both a unique algorithm and licensed agents to determine which auto insurance carriers work best with each driver. Their service makes it easy for those looking for a quick way to compare quotes, as their questionaire takes mere minutes to provide several possible options to the user.

Key Benefits

The ability to compare several quotes at once means money savings
QuoteByZip uses both a unique algorithm and live insurance experts to ensure all offers are personalized to the user
Drivers are welcome to start the process both online or by phone, with the latter option potentially offering otherwise unpublished quotes

Ratings Summary

Ratings Highlights

Overall Rating

QuoteByZip is a comparison site that gathers insurance options for drivers in one convenient place. Drivers using this service will then be contacted by a variety of insurance carriers and brokers directly.

Pricing

As many carriers will be suggested, drivers can expect to find competitive rate options.

Handling Claims

How claims are handled depends on the carrier in question. The driver should research the suggested carriers and choose the best one on their own.

Uninsured Drivers

Uninsured drivers will benefit from the many carrier options offered, as they can find the best possible option for themselves.

Young Drivers

As many insurance options will be offered, young drivers can find the right plan at a good value.

Bundling Auto with Other Insurance Types

Bundling will depend on the carrier, but with many choices available, drivers can find the right fit.

Drivers with Tickets/Accidents

With many choices at hand, bad drivers can find good options for their needs.

Premium Driver

Drivers with a good record can find a suitable carrier among those suggested.

Company Background

QuoteByZip aims to provide users with a convenient and accurate car insurance search experience. Through the combination of both a specialized algorithm and real life, licensed agents, QuoteByZip makes what used to take hours take only a few minutes, without sacrificing user personalization.

The Car Insurance Guide's Reviews Methodology

The Car Insurance Guide uses a proprietary algorithm to evaluate the car insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of driver, bundling, and driver type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the driver. The data comes from research The Car Insurance Guide conducts as an invite-only annual survey and from interviews with car insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Car Insurance Guide's 2025 reviews by third parties without the express written consent of The Car Insurance Guide is strictly prohibited.