The Car Insurance Guide

Overall Personalized Rating: 4.9/5 (Excellent)

Overall Personalized Rating: 4.9/5 (Excellent)


Progressive was started over eighty years ago with a focus on the lower end of the insurance market. Since that time, they've expanded to offer competitive products for a wide range of consumers. They are an industry leader when it comes to innovation, and their prices in particular tend to beat out the competition.

Key Benefits

  • Very competitive pricing for all types of drivers
  • Wide range of insurance products
  • Offers a usage-based insurance program called Snapshot

Ratings Summary

Ratings Highlights

Overall Rating
Progressive offers a strong combination of fantastic pricing and great customer service.This rings particularly true for higher risk drivers, including those that are uninsured or have accidents on record.
Our pricing research found Progressive to consistently have the best or second best pricing across both different regions and different driver types. Whether you are a higher risk driver or a premium driver, you can expect a low rate with them. We recommend all drivers get a quote from Progressive in order to see just how much you could save.
Handling Claims
Progressive came up as one of the top insurance companies for addressing claims, which is particularly impressive given that they also offer such low rates. In fact, no other insurance company that we've reviewed scored higher than average on both price and claims servicing.
Uninsured Drivers
While uninsured drivers tend to struggle with finding a policy, Progressive is an exception. They offer affordable coverage options to all drivers, including those who have been uninsured for six months or longer.
Young Drivers
Our insurance agent respondents scored Progressive among the best carriers for young consumers. Given their high marks on claims handling as well as prices, this is a strong choice for any young driver. Definitely get a quote with them if you haven't already.
Bundling Auto with Other Insurance Types
As far as bundling goes, Progressive is about average. While they do offer a few bundling options, including auto and home packages, other carriers might have better deals to offer in this regard.
Drivers with Tickets/Accidents
For consumers with a history of tickets or accidents, Progressive just might be the best choice. Their coverage, customer service, and prices combined make them a great option for drivers who might otherwise struggle to find a reasonable policy.
Premium Driver
If you are a driver with a clean record and strong credit, Progressive is a good choice. The company offers some of the best pricing available to premium drivers.

Company Background

Headquartered in Cleveland, Ohio, Progressive was started in 1937. As their name suggests, the carrier is driven by a spirit of innovation in the insurance industry, a spirit that lead them to pioneering both online policy shopping and 24/7 claims servicing, among other projects of modernization. With the success of their hugely popular Flo ad campaign in particular, Progressive has made itself a household name in the U.S., with a clear standing as one of the largest insurers in the nation.

The Car Insurance Guide's Reviews Methodology

The Car Insurance Guide uses a proprietary algorithm to evaluate the car insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of driver, bundling, and driver type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the driver. The data comes from research The Car Insurance Guide conducts as an invite-only annual survey and from interviews with car insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Car Insurance Guide's 2022 reviews by third parties without the express written consent of The Car Insurance Guide is strictly prohibited.