Mile Auto

The Car Insurance Guide

Overall Personalized Rating: 4.3/5 (Very Good)

Summary

Mile Auto is a pay-per-mile insurer that has the potential to save infrequent drivers hundreds on insurance. If you do not commute or take road trips regularly, this carrier can help you save big.

Key Benefits

Save 30-40% on car insurance by switching to Mile Auto
Pay-per-mile coverage with an emphasis on customer privacy
Additional coverage options available, including storage coverage

Ratings Summary

Ratings Highlights

Overall Rating

If you drive infrequently, pay-per-mile insurance through Mile Auto has the potential to save you 30 to 40 percent on insurance. Though claims response times can be slow, this is a solid option for drivers simply looking to save on insurance.

Pricing

Pricing through Mile Auto is fantastic if you are are a match for telematics. Drivers who rarely get in the car can save a huge amount by switching to a pay-per-mile insurance, but buyer beware -- a sudden long-distance trip can easily spike your bill.

Handling Claims

Customer reviews indicate that Mile Auto's claims handling is about average, with many complaining response times can be slow when compared to some of the bigger brands.

Uninsured Drivers

This is not a particularly good match for uninsured drivers unless you drive infrequently. If you drive fewer than 10,000 miles per year, this might be a good choice.

Young Drivers

If you are a young driver without access to a car, definitely consider going with Mile Auto -- you will pay significantly lower rates through a pay-per-mile provider so long as you rarely drive.

Bundling Auto with Other Insurance Types

Mile Auto is an auto insurance company only.

Drivers with Tickets/Accidents

Mile Auto will provide coverage to drivers with a slightly marred record.

Premium Driver

Having a good driving record can only serve to benefit your experience with Mile Auto, as this typically allows for lower rates. Keep in mind that the most important factor is how much you drive.

Company Background

Mile Auto is a pay-per-mile provider that offers the lower rates of per-mile coverage with the privacy all customers deserve. Rather than tracking your driving via an app or a device connected to your car, with Mile, drivers simply take a photo of their odometer each month to calculate what they owe.

The Car Insurance Guide's Reviews Methodology

The Car Insurance Guide uses a proprietary algorithm to evaluate the car insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of driver, bundling, and driver type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the driver. The data comes from research The Car Insurance Guide conducts as an invite-only annual survey and from interviews with car insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Car Insurance Guide's 2025 reviews by third parties without the express written consent of The Car Insurance Guide is strictly prohibited.