Lemonade

The Car Insurance Guide

Overall Personalized Rating: 4.9/5 (Very Good)

Summary

As with their other insurance endeavors, Lemonade offers drivers affordable policies with great coverage and customer service included. As convenience is a major driving force for the company, they aim to provide a fast, simple, and seamless car insurance experience to each driver they work with.

Key Benefits

Low-cost car insurance with great customer service and fantastic coverage
Perks include free roadside service, 24/7 claims, and and planted to offset pollution on your behalf
Rates starting as low as $30/month

Ratings Summary

Ratings Highlights

Overall Rating

If it's available in your state, Lemonade is a great choice when it comes to auto insurance. Despite having some of the lowest rates around, their customer service and claims handling is still top-notch. Additionally, their charitable efforts are worth considering -- whether it's their annual give-back program or their tree-planting initiative aimed at counteracting pollution, they're definitely a provider to look into if philanthropy is important to you.

Pricing

As with their other insurance offerings, Lemonade has some of the lowest rates available for car insurance. Quotes start as low as $30 a month.

Handling Claims

They have an incredibly convenient app that makes handling claims simple -- no matter what time it is, drivers can submit claims and expect a swift response.

Uninsured Drivers

Uninsured drivers looking for affordable insurance should definitely look into Lemonade. In addition to being known for low premiums, they offer great customer service and convenient claims handling.

Young Drivers

Although young drivers usually get stuck with high rates, Lemonade is known for having notably low-cost insurance, making them one of the best options to look into for this driver group.

Bundling Auto with Other Insurance Types

Lemonade is a particularly great option for drivers interested in bundling. They allow their customers to bundle auto with any of the other insurance types they offer, whether it's home, renters, life or pet insurance.

Drivers with Tickets/Accidents

For drivers with incidents on record, Lemonade can be hit or miss. While they do offer some of the lowest rates around, they don't provide SR-22 support, so drivers in need of that will need to look elsewhere.

Premium Driver

By merit of having some of the lowest rates available in general, Lemonade can be a great option for premium drivers to go for, particularly if price and convenience are your priorities.

Company Background

Founded in 2015 and based in New York, Lemonade offers convenient, modernized insurance options in car, home, renters, pet and life insurance. As a company, they aim to provide quick and easy insurance options to consumers while making significant contributions to nonprofits through their annual give-back program.

The Car Insurance Guide's Reviews Methodology

The Car Insurance Guide uses a proprietary algorithm to evaluate the car insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of driver, bundling, and driver type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the driver. The data comes from research The Car Insurance Guide conducts as an invite-only annual survey and from interviews with car insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Car Insurance Guide's 2024 reviews by third parties without the express written consent of The Car Insurance Guide is strictly prohibited.