Infinity

The Car Insurance Guide

Overall Personalized Rating: 4.7/5 (Excellent)

Summary

While most companies only offer insurance to drivers with clean records, Infinity Auto Insurance was created with the goal of providing affordable options for high-risk drivers. For drivers under 26, uninsured drivers, and drivers with accidents, tickets, or other incidents on their record, Infinity's low-cost policies may be the answer.

Key Benefits

Focuses on providing low-cost coverage for drivers that typically struggle to find insurance, including drivers with accidents or tickets on record
Infinity's DriverClub, which is free to join, provides 24/7 roadside assistance to members at no extra cost -- you simply pay for the services you use
Infinity's Read Conmigo program offers free books in both Spanish and English to support bilingual literacy

Ratings Summary

Ratings Highlights

Overall Rating

Infinity is a great fit for drivers that are uninsured, have some driving blemishes, or who are young. For those drivers, Infinity provides particularly competitive pricing. That said, Infinity doesn't stand out on service or product selection.

Pricing

Overall, Infinity offers very competitive rates, particularly when it comes to consumers that other insurance companies regard as risky, e.g., young drivers or drivers with accidents or tickets.

Handling Claims

According to our survey respondents, handling claims is not Infinity's strong suit. If you have other options and are very concerned with how claims are handled, you may want to explore other auto insurance companies.

Uninsured Drivers

Our auto Insurance agent respondents rank Infinity as the top choice when it comes to uninsured drivers. Infinity offers uninsured drivers competitively priced options when many other insurance companies won't even provide a quote, much less an affordable one.

Young Drivers

Infinity is very competitive in this category. While many other companies may not even give these drivers a quote, Infinity provides affordable policies with fairly good coverage to young drivers.

Bundling options will depend on the carrier.

Our auto insurance agent survey respondents rank Infinity near the bottom when it comes to bundling insurance products. For consumers seeking a one-stop shop for all their insurance needs, other insurance companies are likely better options.

Drivers with Tickets/Accidents

If you have a challenged driving record, Infinity may be a great company to work with. Our auto insurance agent survey respondents rank Infinity near the top for providing quality policies to consumers regarded as driving risks by other insurance companies.

Premium Driver

If you are a driver with a clean record and strong credit, other insurance companies are likely going to be a better match than Infinity, as they usually focus on drivers who have trouble getting competitive offerings from the major US auto insurance companies.

Company Background

Originally founded in 2002 and now operating under its parent company Kemper, Infinity Auto Insurance is a car insurance carrier that focuses its business on insuring drivers that other insurers typically consider high risk. Headquartered in Alabama, they currently offer policies in five states, including Arizona, California, Florida, Georgia, and Texas.

The Car Insurance Guide's Reviews Methodology

The Car Insurance Guide uses a proprietary algorithm to evaluate the car insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of driver, bundling, and driver type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the driver. The data comes from research The Car Insurance Guide conducts as an invite-only annual survey and from interviews with car insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Car Insurance Guide's 2025 reviews by third parties without the express written consent of The Car Insurance Guide is strictly prohibited.