- Affordable Pay-Per-Mile insurance
- Fantastic option for infrequent drivers
- Get proof of insurance in under 6 minutes
Officially launched in 2021, Hugo Insurance is a pay-as-you-drive car insurance model. Their aim is to make the insurance process more affordable and convenient for all Americans.
The Car Insurance Guide's Reviews Methodology
The Car Insurance Guide uses a proprietary algorithm to evaluate the car insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of driver, bundling, and driver type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the driver. The data comes from research The Car Insurance Guide conducts as an invite-only annual survey and from interviews with car insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Car Insurance Guide's 2023 reviews by third parties without the express written consent of The Car Insurance Guide is strictly prohibited.