- Known to cover a wide variety of drivers, including those currently without insurance or who have less-than-perfect driving records
- Competitive pricing with many discounts available
- Convenient payment options online, by phone or in-store; they even accept cash payments in store
- Can customize payment date, schedule, and down payment amount
Founded in 1991, Direct Auto Insurance sells car insurance and other types of coverage and products online, over the phone, and at retail store locations. Direct Auto is owned by National General Holdings Corp., a specialty personal lines insurance holding company that traces its roots to 1939.
The Car Insurance Guide's Reviews Methodology
The Car Insurance Guide uses a proprietary algorithm to evaluate the car insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of driver, bundling, and driver type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the driver. The data comes from research The Car Insurance Guide conducts as an invite-only annual survey and from interviews with car insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Car Insurance Guide's 2023 reviews by third parties without the express written consent of The Car Insurance Guide is strictly prohibited.