Overall Rating
Clutch Insurance operates in just a few states but uses technology to provide the best possible rates, service and user experience possible.
Pricing
Our auto Insurance agent respondents thought Clutch Insurance offered very competitive rates, particularly when it came to consumers that other insurance companies regard as risky, e.g., young drivers or drivers with accidents or tickets.
Handling Claims
Our auto Insurance agent respondents thought that handling claims was not Clutch Insurance's strong suit. If you have options and are very concerned with how claims are handled, you may want to explore other auto insurance companies.
Uninsured Drivers
Our auto Insurance agent respondents thought Clutch Insurance was the top choice when it came to uninsured drivers. Clutch Insurance provides uninsured drivers with competitively priced options when many other insurance companies won't provide a quote or at least a competitive quote.
Young Drivers
Our auto Insurance agent respondents thought Clutch Insurance was very competitive when it came to young drivers. Clutch Insurance provides young drivers with competitively priced options when many other insurance companies won't provide a quote or at least a competitive quote.
Bundling Auto with Other Insurance Types
Our auto insurance agent survey respondents ranked Clutch Insurance near the bottom when it came to bundled insurance products, like Auto and Home. For consumers seeking a one stop shop for all their insurance needs, other insurance companies are likely better options.
Drivers with Tickets/Accidents
If you have a challenged driving record, Clutch Insurance may be a great company to work with. Our auto insurance agent survey respondents ranked Clutch Insurance near the top for providing a good offering for consumers regarded as driving risks by other insurance companies.
Premium Driver
If you are a driver with a clean record and strong credit, other insurance companies are likely going to be a better match than Direct Auto. Direct Auto usually focuses on drivers who have trouble getting competitive offerings from the major US auto insurance companies, which is not this consumer segment.