Branch Insurance

The Car Insurance Guide

Overall Personalized Rating: 4.3/5 (Very Good)

Summary

Branch Insurance makes getting insured an easy, fast and honest process. It takes just seconds to get an affordable quote offer, with added bundling discounts as easy as one click. The company strives to offer personalized customer service so everything runs smoothly. A portion of each driver's premium goes towards a fund that helps uninsured drivers after accidents.

Key Benefits

Fast quote process that requires minimal information input
Personalized customer service, with agents available to assist at every step of the way
Bundling and customer referral discounts to significantly lower rates
Commitment to the community through their nonprofit, SafetyNest, which supports uninsured/underinsured people

Ratings Summary

Ratings Highlights

Overall Rating

Branch offers a quick quote system and high-quality customer service that makes getting insured and making claims easy. Drivers can bundle auto and home insurance and refer friends or family to Branch to get lower rates. The company's commitment to community is also clear through its SafetyNest initiative, which provides relief to underinsured people in debt.

Pricing

Prices are generally low, especially if customers take advantage of bundling and friend referral discounts. Branch also offers the Community Pledge program, which gives discounts to drivers who get other Branch customers to vouch that they wouldn't commit insurance fraud.

Handling Claims

Customers can file claims online or on the app 24/7, and are assigned a Claims Guide for any assistance needed. Responses are generally quick.

Uninsured Drivers

Uninsured drivers will want to use bundling and referral discounts to lower their rates.

Young Drivers

Young drivers will get the best rates if they take advantage of Branch discounts.

Bundling Auto with Other Insurance Types

Branch encourages customers to bundle any of their insurance packages, including auto, home, and renters insurance.

Drivers with Tickets/Accidents

They focus more on premium drivers.

Premium Driver

Premium drivers are likely to find good deals with Branch, particularly if they take advantage of bundling.

Company Background

Founded in Ohio in 2017, Branch Insurance offers auto, home, and renters insurance in a growing number of states. They use their proprietary quoting technology to make getting insured a straightforward and affordable process. Branch sets aside a portion of each premium to go towards their nonprofit, SafetyNest.

The Car Insurance Guide's Reviews Methodology

The Car Insurance Guide uses a proprietary algorithm to evaluate the car insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of driver, bundling, and driver type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the driver. The data comes from research The Car Insurance Guide conducts as an invite-only annual survey and from interviews with car insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Car Insurance Guide's 2025 reviews by third parties without the express written consent of The Car Insurance Guide is strictly prohibited.