Answer Financial

The Car Insurance Guide

Overall Personalized Rating: 4/5 (Very Good)

Summary

Answer Financial allows consumers to view and compare insurance prices from top carriers in one convenient place. This is a good option for those looking to save time. In addition to web services, customers are also able to purchase insurance over the phone with one of the company's licensed insurance professionals.

Key Benefits

The comparison system means more quote options and potentially better savings for drivers
Customers can access free quotes either via the internet or on the phone with a licensed professional
Answer Financial provides their services in all 50 states

Ratings Summary

Ratings Highlights

Overall Rating

Answer Financial is a comparison site that gathers a variety of carriers and brokers in one convenient place. Drivers can then contact the services they're interested in directly.

Pricing

Drivers are offered competitive pricing from a variety of insurers, and can ultimately choose the best option for themselves.

Handling Claims

How the carrier handles claims is entirely up to them, but drivers can research their options and pick the best one for their needs.

Uninsured Drivers

Those who are uninsured can find good insurance options among those suggested.

Young Drivers

As many carriers will be suggested and their policies will vary, young drivers will find competitive plans that fit their situation.

Bundling Auto with Other Insurance Types

Bundling options are up to the carriers, but consumers can look through their choices and find the best one.

Drivers with Tickets/Accidents

Bad drivers can find suitable options among the many offered.

Premium Driver

With many choices available, drivers with a good record can choose the best option for their needs.

Company Background

With service offered both online and by phone, Answer Financial gives drivers in all 50 states an easy way to compare auto insurance quotes from the country's top providers. It is a subsidiary of Allstate based in California.

The Car Insurance Guide's Reviews Methodology

The Car Insurance Guide uses a proprietary algorithm to evaluate the car insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of driver, bundling, and driver type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the driver. The data comes from research The Car Insurance Guide conducts as an invite-only annual survey and from interviews with car insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Car Insurance Guide's 2025 reviews by third parties without the express written consent of The Car Insurance Guide is strictly prohibited.