21st Century

The Car Insurance Guide

Overall Personalized Rating: 4.3/5 (Very Good)

Overall Personalized Rating: 4.3/5 (Very Good)

Summary

21st Century Insurance is a 60-year young carrier focusing on the California and Hawaii markets. It is a member of the Farmers Insurance family of companies.

Key Benefits

  • Financially stable provider you can rely on
  • Quality claims handling
  • Winner of multiple customer service awards

Ratings Summary

Ratings Highlights

Overall Rating
With more than 60 years in business, 21st Century has established itself as a reputable, stable insurance provider largely in the states of Hawaii and California. Residents of those states with clean driving records in particular can benefit from the reasonable rates and helpful service they have to offer.
Pricing
21st Century is reasonably priced, generally coming in as low-to-average in this regard. If you want a combination of good service and affordability, this might be the right carrier to look into.
Handling Claims
For the most part, 21st handles claims well, with a few exceptions. You can generally expect good service when working with them.
Uninsured Drivers
Uninsured drivers may have trouble getting an inexpensive rate with this company.
Young Drivers
Though this is not their typical demographic, 21st Century offers discounts for students, which can mean notable savings.
Bundling Auto with Other Insurance Types
As they currently only provide auto insurance, bundling is not an option at this time.
Drivers with Tickets/Accidents
Though it is not their typical customer base, they will offer policies to drivers with some issues on record.
Premium Driver
Premium drivers is where 21st shines. They focus on providing good pricing and great service for currently insured, good drivers.

Company Background

21st Century was founded in 1958 as a direct auto insurance provider. It has consistently focused on the California and Hawaii auto insurance markets, and maintains millions of customers around the country.